Just started using Bluehost’s web disk, so far it seems useful. It was a nice surprise to see instructions for Linux/BSD along with Windows and Apple Operating systems.
The setup for the web disk on a MacBook running Leopard was simple. It consisted of a download and execution of compressed app. There now a nice little icon sitting on the desktop that allows access to the site. This may eliminate the need for using cyberduck, at least for this site.
Web disk may just be the way I access the site using any OS, and be able to fire up WeBuilder, Taco HTML edit, or Geany.